At Tribease, we believe that small and medium-sized businesses (SMEs) are the heartbeat of economic growth, culture, and community development. But for too long, one critical challenge has stood in the way of their success, access to affordable and timely infrastructure to launch or expand their retail presence. That's where Tribease comes in.
We are Africa's first platform dedicated to financing and managing SME retail fit-outs through a flexible Buy Now, Pay Later (BNPL) model. Whether it's a Boutique, Pharmacy, Salon, Café, or Fashion store, we help SMEs transform empty spaces into thriving customer-ready retail outlets, without the upfront capital strain.
Tribease brings together the three things SMEs need to launch a physical outlet.
We finance up to 100% of fit-out costs, starting from N500,000, repayable in 4 to 12 months.
Our network of approved designers, builders, electricians, carpenters, and suppliers delivers top-quality work with milestone payment assurance.
We manage the entire process from design to delivery so business owners can focus on growing their brand - not chasing contractors.
Many SMEs spend most of their savings on rent or location acquisition, only to stall when it's time to set up the actual space. Tribease steps in after the lease is signed and before the first sale is made, ensuring the store opens beautifully, quickly, and affordably.
SME applies online with basic business info and desired location.
We assess eligibility, then co-create the fit-out plan and budget.
Vendors get to work, managed by Tribease and paid in tranches.
The SME repays monthly, over 4-12 months at an affordable rate.
Small businesses expanding to new retail locations
Franchises or multi-branch operators opening new sites
First-time entrepreneurs setting up physical outlets
Business support organizations serving SMEs
Dozens of vendors onboarded across Lagos and Abuja. More would be onboarded in Port Harcourt, other parts of Nigeria and Africa.
Fit-out kits designed for Fashion Boutiques, Salons, Pharmacies, Cafés, etc.
Transparent terms, milestone payments, and reduced SMEs default risks.
With a passion for entrepreneurship and a track record in real estate and technology, Moses founded Tribease to eliminate one of the last barriers preventing African SMEs from scaling, fit-out capital and infrastructure delivery.
We are giving entrepreneurs across Africa the power to make spending decisions without limitations. Why? Because everyone deserves to pay when they want to and get the things they need with confidence. For us, it’s that simple.
Are you are an SME ready to open a shop, a vendor offering design, furniture, lighting, branding or finishing services or a partner or investor passionate about SME empowerment?
Tribease is building the future of small businesses infrastructure